Why build new cross-industry solutions?
Because risk models are outdated in the transitioning economy.
Full-time employment with reliable benefits
Static risk models based on old assumptions
Centralized healthcare delivery with long horizon
Employer-based safety nets providing security
Predictable demographics
Outdated Systems
Flexible, fractional, and gig work without benefits
Dynamic, tech-driven threats (AI, cyber, climate)
Decentralized, digital-first, short-term health access
Fraying private and public benefits ecosystems
Sandwich generation, longevity, generational precarity
New Reality
Today’s economic, demographic, environmental, and technological shifts are undermining existing systems.
Ecosystem innovation is required to address these key risks.
Velarium Labs is an ecosystem studio enabling innovation across sectors facing disruption from digital health and employee benefits to fintech, AI, and climate risk. We cultivate investable solutions for the future across the ecosystem
Velarium Labs shatters silos, uniting the right team to forge tomorrow’s safety net.
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